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Self-Help & Personal Development review

Money Mindset Makeover review

The catalogue's most expensive title at $46.99, promising to shift money beliefs, with an invented doctorate behind it.

Pass

Two things separate this from the rest of the catalogue, and both count against it. It costs two and a half times as much with no stated reason, no extra material and no longer page count, and it is the one title that drifts into attraction language, where daily practices are said to attract opportunities rather than produce them. Beliefs about money are worth examining, and shame about debt does keep people from opening statements, but that is a therapy or financial counselling conversation, not an abundance exercise. The credited doctor holds a PhD in Money Mindset Psychology with twenty-three years of experience, a degree nobody awards, and free debt and budgeting advice services are staffed by people you can check.

Price
$17.99
Billing
One-time payment
Best for
Nobody: free debt and budgeting services help with money problems
Not for
Anyone with debt or financial difficulty

Money Mindset Makeover at a glance

This is the only title in the seller's catalogue priced above $17.99: the order form charges $46.99 against a printed regular price of $110. The contents are how money beliefs form and how to replace them, moving from scarcity to abundance thinking, daily practices said to attract opportunities, aligning goals with financial confidence, and habits that support long-term wealth. It is an instant download with no page count and a 60-day refund window.

Format
Ebook, instant download after purchase
Length
Not stated: the order form gives no page count
Contents
How money beliefs are formed and how to replace the ones holding you back; Practical steps to shift from scarcity thinking to abundance thinking; Daily mindset practices that attract opportunities and growth; How to align your goals with financial confidence and clarity; Tips for building lasting habits that support long-term wealth
Price
$17.99 one time, listed beside a regular price of $47
Refund window
60 days on the order form
Credited author
Hina Sarwar
Credited co-author
Dr. Miriam Adams, described as holding a PhD in Money Mindset Psychology with 23 years of experience
Readership claim
Claims a large readership
Sales page
None: the Digistore24 order form is the only description
Seller
GhulamBooks, listed as the merchant on the Digistore24 order form; no website, address or phone number is given anywhere. Digistore24 Inc. is the reseller of record.
Digistore24 ID
633272

Two and a half times the catalogue price

The form charges $46.99 where every other title charges $17.99, against a printed $110.

Nothing in the listing explains what the extra money buys.

Practices that attract opportunities

The listing promises daily practices that attract opportunities and growth.

Money problems respond to income, budgeting and debt advice, which free services provide.

The co-author's degree does not exist

The listing credits Dr. Miriam Adams with a PhD in Money Mindset Psychology and 23 years of experience. No university awards a doctorate in that, and it is the pattern across all 84 titles from this seller: each book gets its own doctor with a PhD in exactly that book's subject.

Three of those names appear twice with different doctorates and different decades of experience, so the credentials are generated rather than held.

The rest of the numbers are decoration

Claims a large readership, although the seller has no website, no catalogue page and no way to check. The $47 regular price sits next to $17.99 on every title in the catalogue and is never charged.

The reviews carry first names and US or European cities, which cannot be verified either.

Pros and cons

What works

  • 60-day refund window applies here too
  • 60-day refund window on the order form
  • Instant download, no add-ons in the cart

What does not

  • Most expensive title in the catalogue with no stated reason
  • Drifts into attraction language
  • Free debt advice services do more for money problems
  • Co-author credited with a degree that does not exist
  • Permanent $47 anchor price
  • No sales page, author bio or sample

Money Mindset Makeover FAQ

Why is this one $46.99?

The listing gives no reason; every other title from this seller is $17.99.

Does mindset fix money problems?

Budgeting, income and debt advice do; free services exist for all three.

How much does it cost?

$17.99 as a one-time payment, with no sales tax added for a US address.

Can I get a refund?

Yes, the order form shows a 60-day money-back window.

Who wrote it?

The listing credits Hina Sarwar, with Dr. Miriam Adams as co-author. Neither has a verifiable profile, and the doctorate given is not a real academic field.

The bottom line

Two things separate this from the rest of the catalogue, and both count against it. It costs two and a half times as much with no stated reason, no extra material and no longer page count, and it is the one title that drifts into attraction language, where daily practices are said to attract opportunities rather than produce them. Beliefs about money are worth examining, and shame about debt does keep people from opening statements, but that is a therapy or financial counselling conversation, not an abundance exercise. The credited doctor holds a PhD in Money Mindset Psychology with twenty-three years of experience, a degree nobody awards, and free debt and budgeting advice services are staffed by people you can check.

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