Self-Help & Personal Development review
Money Mindset Makeover review
The catalogue's most expensive title at $46.99, promising to shift money beliefs, with an invented doctorate behind it.
Pass
Two things separate this from the rest of the catalogue, and both count against it. It costs two and a half times as much with no stated reason, no extra material and no longer page count, and it is the one title that drifts into attraction language, where daily practices are said to attract opportunities rather than produce them. Beliefs about money are worth examining, and shame about debt does keep people from opening statements, but that is a therapy or financial counselling conversation, not an abundance exercise. The credited doctor holds a PhD in Money Mindset Psychology with twenty-three years of experience, a degree nobody awards, and free debt and budgeting advice services are staffed by people you can check.
- Price
- $17.99
- Billing
- One-time payment
- Best for
- Nobody: free debt and budgeting services help with money problems
- Not for
- Anyone with debt or financial difficulty
Money Mindset Makeover at a glance
This is the only title in the seller's catalogue priced above $17.99: the order form charges $46.99 against a printed regular price of $110. The contents are how money beliefs form and how to replace them, moving from scarcity to abundance thinking, daily practices said to attract opportunities, aligning goals with financial confidence, and habits that support long-term wealth. It is an instant download with no page count and a 60-day refund window.
- Format
- Ebook, instant download after purchase
- Length
- Not stated: the order form gives no page count
- Contents
- How money beliefs are formed and how to replace the ones holding you back; Practical steps to shift from scarcity thinking to abundance thinking; Daily mindset practices that attract opportunities and growth; How to align your goals with financial confidence and clarity; Tips for building lasting habits that support long-term wealth
- Price
- $17.99 one time, listed beside a regular price of $47
- Refund window
- 60 days on the order form
- Credited author
- Hina Sarwar
- Credited co-author
- Dr. Miriam Adams, described as holding a PhD in Money Mindset Psychology with 23 years of experience
- Readership claim
- Claims a large readership
- Sales page
- None: the Digistore24 order form is the only description
- Seller
- GhulamBooks, listed as the merchant on the Digistore24 order form; no website, address or phone number is given anywhere. Digistore24 Inc. is the reseller of record.
- Digistore24 ID
- 633272
Two and a half times the catalogue price
The form charges $46.99 where every other title charges $17.99, against a printed $110.
Nothing in the listing explains what the extra money buys.
Practices that attract opportunities
The listing promises daily practices that attract opportunities and growth.
Money problems respond to income, budgeting and debt advice, which free services provide.
The co-author's degree does not exist
The listing credits Dr. Miriam Adams with a PhD in Money Mindset Psychology and 23 years of experience. No university awards a doctorate in that, and it is the pattern across all 84 titles from this seller: each book gets its own doctor with a PhD in exactly that book's subject.
Three of those names appear twice with different doctorates and different decades of experience, so the credentials are generated rather than held.
The rest of the numbers are decoration
Claims a large readership, although the seller has no website, no catalogue page and no way to check. The $47 regular price sits next to $17.99 on every title in the catalogue and is never charged.
The reviews carry first names and US or European cities, which cannot be verified either.
Pros and cons
What works
- 60-day refund window applies here too
- 60-day refund window on the order form
- Instant download, no add-ons in the cart
What does not
- Most expensive title in the catalogue with no stated reason
- Drifts into attraction language
- Free debt advice services do more for money problems
- Co-author credited with a degree that does not exist
- Permanent $47 anchor price
- No sales page, author bio or sample
Money Mindset Makeover FAQ
Why is this one $46.99?
The listing gives no reason; every other title from this seller is $17.99.
Does mindset fix money problems?
Budgeting, income and debt advice do; free services exist for all three.
How much does it cost?
$17.99 as a one-time payment, with no sales tax added for a US address.
Can I get a refund?
Yes, the order form shows a 60-day money-back window.
Who wrote it?
The listing credits Hina Sarwar, with Dr. Miriam Adams as co-author. Neither has a verifiable profile, and the doctorate given is not a real academic field.
The bottom line
Two things separate this from the rest of the catalogue, and both count against it. It costs two and a half times as much with no stated reason, no extra material and no longer page count, and it is the one title that drifts into attraction language, where daily practices are said to attract opportunities rather than produce them. Beliefs about money are worth examining, and shame about debt does keep people from opening statements, but that is a therapy or financial counselling conversation, not an abundance exercise. The credited doctor holds a PhD in Money Mindset Psychology with twenty-three years of experience, a degree nobody awards, and free debt and budgeting advice services are staffed by people you can check.
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