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Software & Technology review

Annual Budget Planner 2026 (Financial Planning Bundle) review

A $47 digital bundle built around an automated Excel budget planner for 2026, with a paycheck workbook, two Google Sheets trackers, a PDF guide, a prompt library and a video tutorial.

Worth it

This is one of the clearer offers we have read: the page lists every file, shows each dashboard, states the software you need and repeats that the $47 is a single payment, which the order form confirms. The seller is a named individual with a postal address. The value depends on whether you would use a spreadsheet system all year; free budget templates exist, and the 25,000 prompts and the habit tracker are padding rather than core budgeting tools. For someone who wants one organised Excel system with debt, savings and net worth in the same file, it is a reasonable purchase with a 60-day refund window.

Price
$47
Billing
One-time payment
Best for
People who like Excel or Google Sheets and want one ready-made yearly budget system with debt and savings tools
Not for
Anyone who wants an app with bank syncing, or who does not use spreadsheet software

Annual Budget Planner 2026 (Financial Planning Bundle) at a glance

Annual Budget Planner 2026 is a downloadable bundle of eight digital resources. The core is a pre-built Excel workbook with annual and monthly budget dashboards, a bill calendar, sinking funds, an emergency fund planner, a debt snowball, an investment calculator, a home affordability estimate and a net worth tracker. The page adds a pre-filled example version, a separate Budget by Paycheck 2026 workbook, a Finance Tracker and a Habit Tracker in Google Sheets, a Financial Freedom PDF guide on budgeting basics and the 50/30/20 rule, an Excel library of more than 25,000 ChatGPT prompts and a video tutorial. It says clearly that nothing physical is shipped, that there is no subscription, and that you need a spreadsheet program and a Google account for the Sheets files. The page shows what it calls real screenshots of each dashboard. The legal notice names Aissam El Kaf in Saint-Gratien, France, with an email address.

Format
Excel workbooks (.xlsx), Google Sheets trackers, PDF guide, video tutorial
Contents
8 digital resources, including a pre-filled example workbook
Requirements
Spreadsheet program; Google account for the Sheets files
Price
$47.00 one time, matching the sales page
Refund window
60 days on the order form
Seller
Aissam El Kaf, Saint-Gratien, France, email contact
Digistore24 ID
720119

Every file listed

The page names all eight resources and shows a screenshot of each planner dashboard.

For offer clarity we give 8.5.

One price everywhere

The page and the US order form both show $47 once, with no subscription and no add-ons.

For pricing honesty we give 8.5.

Core tool plus extras

The Excel planner is the substance; the prompt library and habit tracker add little for budgeting.

For value for money we give 7.0.

Named individual in France

The legal notice gives a name, a postal address in France and an email, but no phone.

For vendor transparency we give 7.0.

Pros and cons

What works

  • Every file named and shown in screenshots
  • Price on the page matches the order form
  • No subscription
  • Software requirements stated
  • 60-day refund window

What does not

  • Extras like 25,000 prompts are padding
  • Free budget templates exist
  • Planner is dated for 2026 only

Annual Budget Planner 2026 (Financial Planning Bundle) FAQ

Is this a physical planner?

No. It is a set of digital files; nothing is shipped.

What does it cost?

$47.00 once for a US address, with no recurring charge.

What software do I need?

A spreadsheet program for the Excel files and a Google account for the Sheets trackers.

Can I get a refund?

The order form shows a 60-day refund window.

Who sells it?

Aissam El Kaf, listed with an address in Saint-Gratien, France.

The bottom line

This is one of the clearer offers we have read: the page lists every file, shows each dashboard, states the software you need and repeats that the $47 is a single payment, which the order form confirms. The seller is a named individual with a postal address. The value depends on whether you would use a spreadsheet system all year; free budget templates exist, and the 25,000 prompts and the habit tracker are padding rather than core budgeting tools. For someone who wants one organised Excel system with debt, savings and net worth in the same file, it is a reasonable purchase with a 60-day refund window.

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